FOUNDING MEMBERS CIRCLE NOW OPEN

Build wealth while you shop.

Turn your everyday spending into extra super with automatic Round Ups and Brand Bonuses.

Join now and you're a Founding Member for life with quarterly wealth workshops with Lucy and community benefits.

Download the App to Join

Free trial for 14 days. Cancel anytime.

Founding Members get more than the app. They get Lucy.

Every quarter, our founder Lucy runs a live workshop for women who want to feel confident about their super, without the jargon or the complexity that's surrounded it for too long. It's interactive and you'll leave with small but powerful actions you can take for your own financial wellbeing.

First up: the hidden wealth strategy no one ever told us about.

Join before Aug 10 and you're a Founding Member for life, with access to every founding workshop and our community sessions.

  • Tap the Gap is an app that sweeps automati Round Up and Brand Bonuses (cashback from retailers) directly into your super.
    All you need to do is link your bank account and cards on our secure Open Banking Platform, let us know your super details and we’ll do the rest.

  • Just $5.75 per month or $59 per year you get access to a founding member subscription including Round Ups, Brand Bonuses, quarterly workshops with founder Lucy Kough and community meetups.

  • Download the app for iPhone in the app store or get android on Google Play store.

    You can also sign up via our handy web app, no download necessary.

It’s time to turn our buying power into true financial power.

Women are set to retire with 25% less super than men. (What the actual?!) We can't fix the patriarchy by the 10th of August, but we can put women's buying power to work, and back a female-founded startup doing something about it.

Join our founding membership circle, no matter your age, stage or income.

Join Tap the Gap

Try Premium Round Ups free for 14 days.

AS SEEN IN

So, how does it work?

We help you make non-concessional contributions to any super fund.

1.
Securely link your bank account to calculate your round ups.

2.
Shop as usual in store or online. Round up to the nearest $1 or $2.

3.
Partner brands will also gift a % of your spend back to you.

4.
We sweep this spare change into your super. Small savings can = a big difference.

5.
Plus learn about super, a few fun minutes at a time.

Here’s what employers and women are saying

  • “I’m young but I know if I want to have time out for a family later, I need to get onto this now. And yep I love shopping, so it feels easy to make happen.”

    Jess

  • “Tap the Gap is a great example of unconventional intelligence, exactly what we stand for. We love that this employee benefit isn’t just helping our people now, it’s shaping their futures too.”

    Laura Dodds, General Manager

  • "Tap the Gap is a game changer for women.It brings super into my world. Rather than being some financial thing in the far off future."

    Claire

  • “Tap the Gap makes me feel like I'm part of a girl gang sticking it to the patriarchy. And the effort needed is zero."

    Jacquie

  • “When Lucy told me about Tap the Gap’s origin story, about fighting a system that keeps our mothers, wives, daughters, sisters, friends and colleagues under a financial thumb, I couldn’t join the calvary quick enough. And to take that fire and turn it into a revolutionary female-led start up that empowers women through cashback super boosts and financial literacy? BRAVA.”

    Molly Blacker

  • "I know super is important but I’m daunted by the complexity and knowing where to start. Tap the Gap’s fast and fun learning has helped me build my confidence”

    Catrin

We’re changing the conversation around women’s wealth.

Yep, as women the odds are stacked against us. We can’t change the patriarchy overnight. But we can reframe how women build their wealth for retirement - a distant prospect for many, but one we can work towards every day. Any job, any wage, any age.

Your support means the world to me.

Join our founding circle as we help turn women’s buying power into true financial independence.

Lucy Kough,
Founder Tap the Gap.

FAQs and support

  • Tap the Gap is now available on both the Apple App Store and Google Play.

    Download the app to create your account, activate Round Ups, earn Brand Bonuses and start turning your everyday spending into extra super.

    Download on the App Store
    Get it on Google Play

    There are videos on our insta or in our LEARN section of the app to help you get set up.

    Need a hand getting set up? Email us at support@tapthegap.com.au and we’ll be happy to help.


  • Tap the Gap is free to use for Brand Bonuses and Educational Content.

    Automatic Round Ups is a premium feature for just $5.75 per month or $59 per year. That’s probably cheaper than your coffee habit. 

    Everyone gets a 2 week free trial for our premium subscription. This fee is a flat fee and it’s the same whether you round up $30 for the month or $70.

  • Every time you shop with your connected card we round up to the nearest $1, $2, $3 and sweep that spare change into your super for you.

    So imagine you buy a coffee for $4.50. Fifty cents gets rounded up.

    Three times a week your round up total is direct debited form your account, so you hardly notice it. But over time it can have a huge impact on your super.

    We move round ups and brand bonus money once a month into your super.

    As we scale we will be able to make this more frequent.

  • There are 4 simple steps.

    1. Connect your debit or credit card securely once in the app’s Brand Bonus section.

    2. Shop and Pay as usual, in-store or online.

    3. Receive a % of your purchase price as a gift to your super. This is called a ‘Brand Bonus’.
      It’s basically just like getting a discount but instead of putting the savings in your pocket now, you’re adding it to your future wealth where it could be worth much, much more.

    4. In the app, the Brand Bonus will be marked as pending. This means you have earned it - it’s just not been paid yet. 

    5. Your Brand Bonus is marked confirmed in the app once the returns period for that retailer is over (usually 30 days).

    6. We add it into your super for you, once a month alongside any round ups you have. Easy. 

  • Yes. With one exception.

    For Round ups - you can have a credit card connected. But the Primary Card you use must be a transaction account/ debit card. Then you add the credit card as a TRACKING CARD. This means the Round Ups will be TAKE OUT of the primary account 3 times a week. BUT you can TRACK the Round Ups on the credit card.

    This is great for people who use a credit card for everything and pay it off at the end of the month.

    The reason we have this rule is so that people don’t start having direct debits made from a credit card. That is not great money managment.

    For brand bonus you can connect up to 5 cards of any kind. Debit or Credit. (We just don’t do Amex).

  • Money from Tap the Gap moves into your superannuation account monthly, around the middle of the following month. e.g. January’s earnings are transferred middle of February. 

  • Everyone is welcome at Tap the Gap.

    While the wealth gap impacts women the most, it effects our whole society.

    Anyone can use Tap the Gap for themselves OR choose to add their Brand Bonuses or Round Ups to the super account of a woman of their choice. A partner, family member or friend.

    We will never stop anyone making great steps for their financial future.

  • Promise we won’t put you to sleep here. The super you probably know best is the money your employer pays for you. These amounts are called concessional contributions and have a limit of $32,500 each year, per person as of 1 July 2026.

    Tap the Gap Round Ups are known as a non-concessional contribution.
    This means it is money on top of what your employer pays.

    You can add up to $130,000 of non-concessional contributions to your super each year. To be eligible for this, your super balance must not be over what they call the ‘general transfer balance cap’ of $2.1 million.

    But hey, it’s pretty safe to say if you already had that much in your super, you wouldn’t be in need of Tap the Gap. And find yourself reading this FAQ.

    Further information is available on the ATO Website.

    Under our AFSL, Tap the Gap Pty Ltd (ABN 70 678 735 638) (AFSL 700022) provide general advice only, meaning that we don’t consider your objectives, financial situation or personal needs.Talk to your accountant or super fund if you want the best advice on this tax and super.

  • We’d love to work with you.

    Please get in touch about a corporate educational workshops and corporate app subscriptions. This empowers your staff to create change for themselves everyday.

    Tap the Gap can also help deliver on your culture and ESG metrics with easy dashboard reporting.

    Contact us at hello@tapthegap.com.au

  • If you believe your biggest shoppers deserve a better outcome, let’s chat. We’d love to have you as a partner.

    Talk to us about the ROI of Brand Bonus campaigns, providing Tap the Gap for your own employees or doing a brand collaboration together.

    Contact us at hello@tapthegap.com.au

  • We’d love to support your members and help you reach your engagement goals.

    We understand the whole long and (overly complicated) journey of super. Our founder works on a super brand for years. She gets it.

    Contact us at hello@tapthegap.com.au

  • We take your privacy and security very seriously. Please see our full privacy policy and terms page.

    We work with providers who ensure bank grade security and operate under strict data privacy frameworks.

  • Have a general enquiry about Tap the Gap? Contact us at hello@tapthegap.com.au

    To get tech support email us at support@tapthegap.com.au. and we will be back in touch within 24 hours. We are here to help.

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